Six questions. About two minutes.
Rough figures are fine. Nothing here is checked against anything, nothing is looked up, and no statements need to be pulled. An approximate answer you actually run is worth more than a precise one you never do.
Answer as honestly as you can. The calculation is only as useful as the numbers you are willing to put into it, and the only person who sees them is you.
Free. Nothing to install, no payment.
Working out your position
Where should I send it?
Your name and your email, and the result appears on the next screen. I write now and then about what actually moves these two figures: nothing urgent, nothing daily, and you can leave whenever you like.
What you told me
Your Independence Number
What moves it
There are only two levers, and they are the two sides of the same equation. Anything that does not move one of them is a distraction, however confidently it is presented to you.
Lower what your life costs
Raise what your assets produce
This is arithmetic, not advice, and I am not licensed to give you any. Four percent is a widely used planning convention rather than a promise; taxes, inflation, and markets are not in this calculation, and neither is your particular situation. Treat the two numbers as a position you can now see, not as a plan.